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Let's talk about your Mortgage!

One Credit Check for 230+ Mortgage Lenders
One Application
Quick Turn Around
Funding in 10 days!
In person & Virtual Office
Free Expert Advice

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If You Are on This Page

Mortgage agent

You likely want:

  • Best Mortgage Rate
  • Home Mortgage Approval
  • Rental Property Mortgage
  • Construction Financing
  • Accessing Home Equity
  • Commercial Financing
  • Lower Monthly Payments
  • Lower Mortgage Interest
    or something else
Mortgage broker

You experienced:

  • Higher Interest Rates
  • Multiple Debt Payments
  • Rejection from Bank
  • Tight Cash Flow
  • High Payments
Best rate mortgage rates

Problems with:

  • Your bank
  • Your credit report
  • Financial standpoint
  • Down payment
welcome-1.jpg

Maybe you want:

  • Low Interest Rate Mortgage
  • Fast and Efficient funding
  • Easy process and communication
  • Consolidating Debts and be financially free
  • Credit Repair and Rebuild

Fast & Easy Approach

Our mortgage approvals are fast turnaround and easy step by step approach. Funding can be within 10 days!

15+ Years of Experience

With more than 15 years of experience in the mortgage industry, We provides knowledgeable guidance through the complexities of securing a mortgage.

Competitive Rates

We specialize in securing the best mortgage rates, helping clients save thousands over the life of their loans. ​

Client Satisfaction

Our clients consistently praise our professionalism, responsiveness, and ability to simplify the mortgage process, as evidenced by positive testimonials. ​

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Why Choose us?

Completed Projects
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Happy Client
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Reviews & Testimonials
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Our Services

Quick Mortgage Pre approval

Quick mortgage pre-approval assesses financial readiness swiftly, ensuring homebuyers are prepared to act decisively in competitive markets, enhancing their buying power and confidence.

Low Down Payment Mortgage

A low down payment mortgage enables buyers to purchase homes with minimal upfront costs, expanding access to homeownership for first-time buyers and those with limited savings.

Cash Back Mortgage

A cash back mortgage offers borrowers a lump sum of cash at closing, ideal for covering moving or home improvement expenses, adding convenience to home financing.

Manulife Mortgage

Manulife mortgages provide competitive rates and flexible terms, tailored to meet diverse borrowing needs with personalized service and financial expertise.



Rental-Equity Take-Out Program

A rental-equity take-out program lets property owners access equity from rental properties, providing funds for investments or other needs.

Second Mortgage

A second mortgage allows homeowners to borrow against their property's equity, providing funds for expenses like home improvements, debt consolidation, or major purchases.

Commercial-Mortgage

A commercial mortgage finances the purchase or refinancing of commercial properties, supporting business growth with tailored loan options for various property types and needs.

Construction-Mortgage

A construction mortgage finances the building of a new home or major renovations, providing funds in stages as construction progresses, ensuring project completion.

Small Business Owner Lending Program

A small business owner lending program provides tailored financing solutions to support business growth, covering expenses like inventory, equipment, and expansion.

Financial Analysis

Purchase Plus Improvements allows home buyers to finance both the purchase of a property and the cost of renovations with a single mortgage, simplifying the process and enhancing affordability.

Rental Property Mortgage

A rental property mortgage helps investors finance the purchase of income-generating properties, offering competitive rates and terms tailored to rental investments.

Best Rate Mortgage

A Best Rate Mortgage offers borrowers the lowest possible interest rates, reducing monthly payments and overall loan costs, making homeownership more affordable.

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BOOK A PHONE MEETING NOW
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Faizal Garasia

Faizal Garasia is an expert in the mortgage industry with over 14 years of experience and serves as a Credit Consultant & Team Leader as well as a Mortgage Broker. He has access to over 230 lenders, ensuring the best mortgage rates and options with just one application and one credit check. Faizal prides himself on delivering results.

Faizal is committed to helping clients secure mortgage offers from the lenders he works with, without impacting their credit scores or wasting their valuable time. He works exclusively with clients to obtain the mortgage that best suits their financial needs.

Unlike other brokers, Faizal stands out by prioritizing scenarios that others have abandoned. He makes clients his top priority, providing a sense of security and confidence by putting their interests first. Faizal believes that his clients’ success is his success.

  • Home purchases
  • First-time home buyer mortgages
  • Refinances for debt consolidation
  • Refinances for home renovation or investment
  • Spousal buyout refinances for clients going through a separation or divorce
  • Mortgages for the self-employed
  • Investment properties
  • Vacation or second home properties
  • Non-resident mortgages
  • Permanent residents or non-permanent residents
  • Mortgages for those with past or present credit problems
  • Commercial mortgages
  • Credit repair
  • Credit rebuilds
Book a phone meeting now
call now
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Faizal Garasia

Hiring Now

Looking for exciting opportunities? I’m currently hiring for the following positions:

Trainee Mortgage Agent

Requirements

– Resident of Canada

– Freshers can apply

– Basic computer skills

– Good Communication Skills

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Trainee Virtual Associate

Requirements

– Basic English needed

– Intermediate Spanish needed

– Freshers are preffered

– Ability to follow instructions

Contact Now

YOU’VE GOT QUESTIONS, WE’VE GOT ANSWER

We offer New Mortgages for purchase, and First Time Home Buyers, Refinance, Debt Consolidations, HELOC, Equity Takeout, for Private and AAA clients.

We offer New Mortgages for purchase, and First Time Home Buyers, Refinance, Debt Consolidations, HELOC, Equity Takeout, for Private and AAA clients.

Visit our website and apply online at https://velocity.newton.ca/sso/public.php?sc=8qwwr9xi7c74.

We cater to all types of mortgages. For a one-on-one consultation call us at 416-825-0142, or book an appointment at https://calendly.com/faizal-garasia/15min?month=2024-01

We have access to all market interest rates. Fees can range from $0 for A lenders to about 1% of the mortgage amount. We would first need to discuss your particular set of needs.

You would need a minimum 5% down payment towards any property being purchased. The larger the down payment the better the better options you have.

Anywhere from 2 to 3 weeks after we receive all documents needed.

Download the free app at: https://www.dlcapp.ca/app/faizal-garasia?lang=en. You can see all the different interest rates and scenarios. Get pre-qualified in less than 3 minutes!!

We work with a team of highly qualified and licensed professional reactors with over 10 years of experience that can help you find the perfect home for you and your loved ones.

We stay in touch with you regularly with dedicated staff that are ready to answer all of your questions 7 days a week. We keep you informed and updated on your journey whenever there is an update and keep on top of your mortgage daily.

Rental home mortgage

Rental / Home Purchase

Our mortgage approvals are fast turnaround and easy step by step approach. Funding can be within 10 days!​

Equity Takeout

My goal as a Mortgage Broker is to help you make confident mortgage decisions. Being an experienced mortgage agent, I will help you find the mortgage that best suits your mortgage needs!
mortgage

Consolidate

Our step by step service is clear and simple to understand for your comfort.